No one want to think about getting in an accident, but the truth is, accidents happen every day that disable people who never thought it would happen to them.
Disability insurance can be a true life saver if you should suffer either a temporary or permanent disability.
Without disability insurance, many have faced financial ruin after an accident.
Most people do not have enough financial reserves to survive should they suffer any kind of disability and lose their ability to work.
How many paychecks cold you go without before you ran into serious financial difficulty?
Even if you qualify for disability benefits through the government, getting approval can take years. What do you do in the meantime?
Disability insurance steps in when you need it most.